Our Process

We Believe in Safety First

We will evaluate your needs, offer you possible solutions and create a plan. Your retirement future doesn't have to be complicated.
Safe Money Gameplan
Step 1: Safety First (take the risk out of the plan)
Step 2: Growth & Guaranteed Income for Life
Step 3: Long-Term Care
Step 4: Tax Planning Strategies (utilizing tax strategies)
Step 5: Hybrid Long-Term Care
Step 6: Legacy Planning
We are not Investors. We are Retirement Planners.

Here is what we value:

People - We believe that each person is valuable and worthy of respect and honor. We believe that relationships are very important. Family and relationships matter.

Communication - We believe that communication with our client partners builds trust that is necessary for relationships to reach their full potential.  Our clients deserve the type of communication that is truthful, relevant, and timely.

Integrity - We believe that truth and integrity matter. We believe we need to conduct our business in such a way that our practices are suitable and ethical and come from place a of high value.

The Rest of Your Life Begins Today

Learn more about how our products can help you.

Lifetime Income Requires a Lifetime Plan

The Higher Desire, LLC Four-Stage Process

Discover
In our first meeting, we'll get to know each other. We will talk about what your financial objectives are, and what it is that you'd like to accomplish with your financial plan. We will also share a little bit about our financial planning strategies and what we can do to help you achieve your goals.
Diagnose
In our next meeting, we will begin diagnosing your retirement needs. We will cover Social Security, Pensions, 401k's, and Medicare, as well as your desired lifestyle and other factors that can affect your retirement income. We will also discuss how to protect your financial future from unexpected expenses and life events.
Design
Through a comprehensive analysis, including financial projections and risk assessments, we will design a tailored retirement plan that ensures sufficient funds to maintain the desired standard of living throughout retirement. Regular reviews and adjustments to the plan are essential to adapt to changes in circumstances and financial markets.
Deliver
As life changes, so should your plans. We will meet with you on a regular basis to re-evaluate your financial plan and make adjustments as necessary. We will work hard to ensure that you are always on target to achieve all your financial goals and objectives.
Call us today to see how we can help!
(719) 980-0595